Mother & Daughter Blog: March 2008

 Can't go without giving out a "Shout Out" to our Savior for dying for our sins.  No matter what your religion, this is the time to give the Praise where the Praise is due - EVERYDAY!

God bless us all.

1) After the Sabbath, at dawn on the first day of the week, Mary Magdalene and the other Mary went to look at the tomb. 4) But when they looked up, they saw that the stone, which was very large, had been rolled away. 5) As they entered the tomb, they saw a young man dressed in a white robe sitting on the right side, and they were alarmed. 6) Don't be alarmed," he said. "You are looking for Jesus the Nazarene, who was crucified. He has risen! 7) The Son of Man must be delivered into the hands of sinful men, be crucified and on the third day be raised again.' " 8) Then they remembered his words

In my opinion, this picture says it all.

They can take his name off money, remove honoring him in schools but they cannot take him from my heart!  In God I trust.

Did you know that you can put a block on your cell phone "DO NOT CALL" to those telemarketers! 

I JUST DID MINE :O)

REMINDER:  on (March 22)  all cell phone numbers are being released to telemarketing companies and you will start to receive sales calls.

YOU WILL BE CHARGED FOR THESE CALLS - they eat up your minutes and your time and your nerves!

To prevent this, call the following number from your cell phone:         888-382-1222

It is the National DO NOT CALL list. It will only take a minute of your time. It blocks your number for five (5) years.  You must call from the cell phone number you want to block.

You can also go on line @ DONOTCALL.GOV

** According to the instructions: It takes about 31 days for this to take effect due to the rules of when the telemarketers have to check and re-check the list.  If it does not work after a 31 day cycle, please log a complaint.  Go to the website to see how to follow up on those that are not obeying the rules.

This is the same site as the original DO NOT CALL Registery - so it should work.

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I recently posted a suggestion of checking with your county property tax assessor to see what they are doing or planning on doing about the low drop in property value vs the high property tax bill the homeowners of San Joaquin County are getting. To see if they are going to reduce the property taxes to match the decline in property value.  I am happy to report that San Joaquin County is doing something to help out the homeowners of San Joaquin County -- this especially will help out the homeowners of Stockton, CA.  Stockton has one of the highest decline in property value during this foreclosure crisis.  Ground Zero.... the Foreclosure Capital of America! Stockton, CA

I first emailed the San Joaquin County Assessor and asked if they are re-assessing properties to bring down their tax obligation and /or if people want to request it how would they go about making that request.  They said all you have to do is put it in writing that you want your property re-assessed and your request will be added to the properties that will be re-evaluated or assessed (to the pile!).  They also said that they are doing a re-assessment as they get a new sold property.  Asking for yourself will probably work faster for your property to be re-assessed. Get the savings now before the market make that turn back upward. Housing market is down .... Lets see about lowering your property taxes!

I recently sent a follow-up letter to see how all that re-assessing is going and this is the reply that I received:

This office is very proactive and we are aware of the decline of property values.  Last year we reduced values on over 20,000 properties and we expect a reduction on at least 40,000 this year.  Those property owners will receive a notice no later than the first part of July telling them of their adjusted value.  Anyone disagreeing with the value or anyone who did not receive a notice and feels their value should have been reduced should then contact our office.   Debbie Wilson  Chief of Standards  San Joaquin County Assessor

Try this in your county to help advise the homeowners how they may be able to help them out by getting their property taxes reduced as soon as possible and before it is too late and the prices are back up.

Rock-bottom, what does it mean?  Where does Stockton, CA fit into affordability? Well, I can tell you some good news.  Stockton is not #1 on the least Affordability List, but on the other hand it is not on the #1 Affordable list either.  I was actually somewhat surprised (and Happy) to find out that we are somewhere in the middle of the Least Affordable place to live ~ since we held the #1 position on the worst foreclosure record in America.  God Bless America!

If you recall Stockton, CA was labeled on a recent 60 Minute show as Ground Zero... the Foreclosure Capital.  See my post: Ground Zero.... the Foreclosure Capital of America! Stockton, CA. 

So I want take this time to say right on Stockton, CA - Hold your own.  One day this too shall past and we will be on the right side of Affordability and our Foreclosures will decrease in numbers that will get us another headline ~ to read something like: "Stockton, CA Recovers from the Foreclosure virus!"  Hopefully, this will happen in early 2008, so we'd better a movin'.

 One thing about rock-bottom... the only way out is UP!

Stockton, CA is located in San Joaquin County.  See how the county rate. 

                                                                                          We still need them to

Need a Short Sale Specialist? 

Want to purchase a REO property?

Need information on the foreclosure process?

Give us a call today!  866-750-8282

For a FREE MARKET EVALUATION of your home Call us or visit http://www.motheranddaughterrealty.com/

Check out: Real Estate Terms/Definitions.  And take a look at Mother and Daughter Blog and D'Adrea's Mother and Daughter Blog  - for other tips for Sellers and Buyers. I work with my daughter as the Mother and Daughter Real Estate Team at Perfect Financial Solutions and we also focus in Short Sales and the Pre-Foreclosure process.  Our consultations are free.  Our aggressive marketing plan includes on-line listing advertising.  If you are thinking of selling or buying a home in Northern California's Central Valley (San Joaquin County CA - includes Stockton, Manteca, Tracy, Lathrop) plus Stanislaus County CA - includes Modesto, Salida, Riverbank) & the East Bay (Alameda County CA - includes Hayward, Fremont, Newark, Union City & Oakland) and surrounding areas give us a call.  If you would like a FREE Home Seller or Home Buyer Handbook, please call us at 866-750-8282 or email at US.

Check us out on website: http://www.motheranddaughterrealty.com