Got a hardship but did not complete the hardship affidavit to your servicer when applying for the HAMP 
(modification) program? This is a required form and you MUST submit it to the servicer.
December 09, 2009: The servicer should still compile your file and send you the hardship affidavit along with other documents that require your signature and submission. You must return this document along with the other requirements in order to be considered approved for the HAMP program.
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The Mother and Daughter Realty Team
Rosemary Brooks (DRE # 01336351) Realtist, CDPE, HRC, CDSP, REO & HUD Certified
D'Adrea Davie (DRE# 01510971) Realtist, CDPE, HRC, CDSP, REO & HUD Certified
EMBARCADERO INVESTMENTS - the Real Estate Company
Ofc: 866-543-0461 Msg: 209-910-3706 Fax: 209-762-6971
EMAIL: motheranddaughterrealtyteam@gmail.com /
REO Website: www.centralvalleyreos.com
WEBSITE: www.motheranddaughterrealtyteam.net
Short Sale Website: www.shortsales-HAFA.co
Do you need a Central Valley Short Sale Specialist? If you have any questions or would like to discuss any real estate related issue please contact the Mother and Daughter Realty Team at (209) 910-3706 or complete our Contact Form.
Rosemary Brooks & daughter, D'Adrea Davie - The Mother and Daughter Realty Team specializes San Joaquin Central Valley, Stockton real estate, Homes for Sale, Housing: Stockton short sales, Lathrop short sales, Tracy short sales, Manteca short sales, Lodi short sales, Mountain House short sales, Salida short sales, Ripon short sales and Modesto short sales.
ATTENTION CENTRAL VALLEY HOMEOWNERS:
We can help you with a Short Sale if you are in a situation of
*Pre-Foreclosure *Hardship *Job Lost *Reduced Income *Divorce *Upside down on Equity *Can't afford Mortgage *Unexpected Medical Expenses * Can't Refinance * Failed/Denied HAMP Loan Modification * Other
Some of the BENEFITS OF A SHORT SALE
*Avoid Foreclosure *Reduced damage to your credit *Free of financial burdens * Relief of the stress * Possible incentive from HAFA (Home Affordable Foreclosure Alternative)
ASK me about - WACHOVIA FASTTRACK SHORT SALES
It is an EASY, NO Stress & FAST way to get an APPROVED - Short Sale
WE SELL REOs & HUD HOMES
Serving the Central Valley, Stanislaus & Bay Area
WHAT IS A REALTIST?
- A REALTIST believes in "Democracy in Housing" - the principle that all citizens have the right to equal housing opportunities, regardless of race, creed, or color.
- A REALTIST believes in preserving the rights of all Americans to homeownership and is dedicated to serve the unserved and underserved by developing creative and effective methods of doing so.
Central Valley Realtist Association(CVRA) / NAREB / CAREB
www.centralvalleyrealtist.com / www.nareb.com / www.CAREB.org
We represent home buyers and sellers as their exclusive agents in the Central Valley, Bay Area and nearby counties. Your Real Estate Professionals.
Thanks Rosemary for sharing that information. It was certainly something I will be able to pass on.
Thank you for sharing.